If you listen enough to the melodramatic media, you might think that the cost of medical care/insurance has become so expensive for the average family that parents are performing tonsillectomies on their children with a steak knife on the kitchen table. Judging by how the issue of medical costs is covered by media dramatists, journalism schools are apparently teaching aspiring journalists how to find the worst case and present it in melodramatic fashion as the rule instead of the exception.  It’s a similar melodramatic story with respect to tuition debt. But what are the facts?  What are the...