"Forgiveness” is such a kind word that it’s no wonder politicians latched on to it to describe the extremely unkind thing they’re doing to us. Recent discussions on social and mainstream media reveal that the typical voter is not only confused about what “loan forgiveness” means, but (disturbingly) also confused  as to what “loan” means. Myth #1: Student loan forgiveness doesn’t cost taxpayers anything because the loaned money has already been spent. Yes, the money has already been spent. But that’s not where the cost occurs. Suppose that a student was supposed to pay back $10,000 five years...